get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A large group of people are posing for a picture under a tree.

Henry Daniels

Mortgage Loan Originator | NMLS# 209419

With a passion for helping clients bring their dream homes to life, Henry brings both expertise and enthusiasm to their role as a One Time Close Construction Loan Specialist at Luminate Bank.


With years of experience in the mortgage industry, Henry is dedicated to simplifying the construction loan process—making it clear, transparent, and stress-free from blueprint to move-in day. When Henry isn’t helping clients build their future, you can find them enjoying weekends with their family.


If you're ready to break ground on your new home with expert guidance by your side, reach out to Henry today—he's here to support you every step of the way!